Quote:
Originally Posted by louie  3d is the way to go. We did it and despite the fact that we are loosing probably 50% of the sales, I don't care.
At least I sleep better a night.
Last year we lost a lot of money because of charge-backs, and since 3d secure was implemented, we haven't lost a penny as the liability falls on the issuer if they are ready or not. |
I'm going to disagree with you on this one - I'd rather put down fraud as a cost of business than lose 50% of my sales. Why should the vendor accept an obviously flawed system from the banks? Even if they simply validated the correct addresses then it would be one less chink in the armour.
3d will never work IMO given the inept response on the part of banks to phishing - if they are telling customers never to enter their authentication details into unsolicited pages how on earth is the average Joe to know the difference between the 3d interface and a phishing attempt?