You may also want to look at highlighting 3V VISA Vouchers as a payment method in that it requires no integration work or web development on the payment path/shopping basket, the user simply selects VISA when paying and its more readily availble than goandpay in Ireland (1000 payzone stores in Ireland). Funds transfer may also be quicker to the merchant (24-48 hrs) and the acquiring cost is same as a direct debit. Not sure what the goandpay cost is. 3V is already being used by several hundred k Irish people.