Problem with 3DSecure is it is only available for irish/uk credit card holders, AFAIK. What about other countries? A good measure is to check all orders, check what's been ordered, check the credit card being used and compare to delivery... the realex fraud score could help here. If it looks dodgy, send them a pdf with an order form that they need to sign with the CC details and fax back to you. Alot of new customers like this as it is an extra security measure and if they want to buy from you, they'll have no problem doing it. This helps with avoiding chargebacks as fraudsters usually avoid it.
Selling online is still a headache for the merchant (in terms of fraud) but 3DSecure is a good step forward. |