oh right so the client has to go to there bank and ask for a merchant account then I would go to Realax and this would show me how to intergate it into the ecommerce package.... Not that that is easy or anything but sounds straight forward enough. Im sure there are problems and stuff.

SSL will have to be intergrated into it to or does it. Not sure on this stuff

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It is pretty straight forward ...

I hadn't used paypal to accept money before .. until recently (needed a link from my website to accept payments which would vary .. took me about an hour to figure out (my biggest problem / time waste being that I just needed to click upgrade my account)

As to getting the realex bit up and running .. its as straight forward as downloading the module for oscommerce if thats your shop of choice .. (they have plugins / modules for various things) .. you set up password / key combinations and an ID and away you go ..

to be honest it can all be up and running in an hour or two ... (getting the merchant bank account and your realex account set up will take a bit longer) .. Ecommerce in its most basic form is pretty straight forward.

As to SSL ... thats up to you ... in the case of realex all CC information will be handled through them .. so you can avoid the need for SSL on your site via this method .. though having SSL does have other benefits such as making your customers feel happy (personally if the site didn't have SSL I wouldn't use it even if payments were being processed via realex)

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That good to know. Yea i would use oscommerce so i would, that a bit of weight off my shoulder so it is. Thanks Forbairt

no worries ...

osCommerce Community Add-Ons will have a list of the payment modules .. paypal / realex / everything else

It depends on how you implement Realex.

They have two options:

1 - you do your thing on your site and redirect users to realex to make the final payment

2 - you do everything on your site and exchange the CC info via XML / HTTPS

In either case I'd also recommend using SSL if you're gathering any personal information from clients.

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