Online Merchant

blacknight · #11 (**permalink**) 26-01-2008, 05:01 PM

Quote:

Originally Posted by louie

[/i]
You can not accept Laser card if you are using the 3D secure system, but otherwise you should be able to - still a high risk.

What are you talking about?

3D secure is for Visa / Mastercard. It's got absolutely nothing to do with Laser.

louie · #12 (**permalink**) 26-01-2008, 05:14 PM

Oh, he's back...

I know that, you know that, but does the OP knows it?

blacknight · #13 (**permalink**) 26-01-2008, 05:26 PM

Whether I know something or not isn't the point. Have a look at your last reply

louie · #14 (**permalink**) 26-01-2008, 05:45 PM

i don't really follow you, probably because I am tired or you are narky but anyway here is my last reply

Quote:

Originally Posted by louie

You can not accept Laser card if you are using the 3D secure system (another version of Realex CC processing), but otherwise you should be able to - still a high risk.

blacknight · #15 (**permalink**) 26-01-2008, 05:48 PM

Quote:

Originally Posted by louie

i don't really follow you, probably because I am tired or you are narky but anyway here is my last reply

And that still doesn't make any sense.

If you are using 3D secure you are using it for Visa. You wouldn't try to use it for Laser as it's not supported. Is that what you are trying to say?

louie · #16 (**permalink**) 26-01-2008, 07:12 PM

more or less. Is that not what I am saying? If not my mistake.

Frodo · #17 (**permalink**) 27-01-2008, 01:30 AM

Laser and 3d secure are nothing to do with each other.

Complaining you can't use 3d secure when using laser online is like complaining you can't use your credit card pin number when your paying with cash in a shop.

3D secure is extra security measure used by mastercard and visa. Laser are just an Irish debit card if have a merchant account with your back that accepts both then you payment processor will accept both.

googlebomber76 · #18 (**permalink**) 27-01-2008, 01:51 PM

[quote=Frodo;23144]

3D secure is extra security measure used by mastercard and visa.
[quote]

Is 3D secure the only way to protect yourself against chargebacks? I understand it pushes the libality back to the bank?

I've used 3d sercue on dells' website and found the whole process a pain in the *****

Paypal have absolutley no protection for Irish Merchants, I've taken a hit a few times, paypal would lodge the money in my account, i'd send out the shiny new phones and then pay pal would take the money back...

3D secure insures this will never happen again, am i correct?

blacknight · #19 (**permalink**) 27-01-2008, 01:54 PM

3D secure is for anti-fraud.

Basically if you use 3D secure and are PCI compliant then you can protect yourself against fraud.

It won't protect you against chargebacks from people who claim that the goods weren't received etc.,

googlebomber76 · #20 (**permalink**) 27-01-2008, 02:02 PM

Quote:

Originally Posted by blacknight

It won't protect you against chargebacks from people who claim that the goods weren't received etc.,

Should I have insurance against chargebacks (is there such a thing?or is there some kind of protection the bank can offer me?

In my business I need this protection...

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